8 sourced pages

OFW Money & Docs

Budget frameworks for splitting one paycheck three ways, and a sourced checklist of documents to keep handy. Tools, not advice.

Guide

Splitting an OFW paycheck: abroad, padala, and savings

A neutral framework for splitting one OFW paycheck three ways — living abroad, padala home, and savings. A structure to fill in, not advice.

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Checklist

OFW documents to keep handy: an organizing checklist

A neutral organizing checklist of documents overseas Filipinos commonly keep copies of, with links to the official agencies that confirm what applies to you.

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Guide

How much do OFWs send home: the BSP remittance figures by year

Overseas Filipinos sent a record $35.63 billion home in 2025, per BSP cash remittances, up 3.3% from 2024. The dated national aggregate, by year and source.

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Guide

A monthly padala tracking system: the fields a log keeps, and the closing step most miss

A cross-provider structure for a monthly padala log: date, channel, amount, fee, reference, confirmation, and why a bank's tracker isn't the same thing.

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Guide

Sending documents home to the Philippines: the channels and their trade-offs

The channels for sending a document to the Philippines — courier, postal, hand-carry, consular, PSA re-order — as posted structural terms, dated. No advice.

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Guide

Is money sent to the Philippines taxed? What the tax authorities state

One worry, three separate tax questions: PH income tax on the recipient, PH donor's tax on the sender, and the sending country's tax — dated authority pointers.

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Guide

Building ipon while supporting family: a savings framework for OFWs

A non-advice framework for building savings and an emergency fund as an OFW while the padala continues: the three buckets, and whose emergency is whose.

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Checklist

Apostille documents for the Philippines from abroad: a sourced checklist

A foreign document is apostilled by the country that issued it, not the DFA — the direction, the Convention-member fork, and what each authority states.

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